Checking Accounts

Heartland Tri-State Bank offers a selection of checking accounts. The accounts are tailored to meet your needs.

  • Platinum Club Account
    • Unlimited Check Writing Privileges, Complimentary Wallet Style Checks, Complimentary Money Orders, Cashier’s Checks and Notary Public Service
    • Credit File Monitoring 1, Credit Report and Score 2, Identity Theft Expense Reimbursement Coverage 3, Cellular Telephone Protection 3, Roadside Assistance Expense Reimbursement 3, Accidental Death & Dismemberment Insurance 3, Travel & Leisure Discounts 4, $hopping Rewards TM4,5, Health Discount Savings 5 – This is NOT insurance.                     

1 Credit File Monitoring may take several days to begin following activation. 2 Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. 3 Terms and conditions apply. 4 Available online only.5 Registration/activation required. 


  • Diamond Now Account (Interest Paid at the NOW account rate when Average Collected Balance exceeds $1500/month)
  • Gold Account (For Business or Consumer)
  • Student Checking Account (For students up to age 24)
  • First Insured Money Market Checking Account (Interest bearing savings account with checking account abilities)
  • Commercial/Business Account

For more information please contact one of our New Account Representatives or email us at